SALARY & TAXES

How much do you take home?

From gross to take-home pay — every contribution explained.

FY 2083/84

Your details

Fiscal year

FY 2083/84

17 July 2026 – 16 July 2027

Which amount do you know?

GrossNetEmployer cost

Regular gross salary

NPR

Period

Regular salary, excluding the annual extras below. Annual input includes regular salary already paid this FY.

Basic salary basis

Months employed this FY

Monthly basic salary

Use the basic salary in your contract. The example is NPR 60,000; 60% is editable, not a fixed tax rule. Basic salary always stays monthly.

Retirement / social scheme

Contributions use basic salary. SSF waives the first 1% tax; PF and CIT alone do not.

Nepal tax residentNormal abode or 183+ days in a continuous 365-day period; special rules may apply.

Annual bonus

Dashain / festival allowance

Enter full fiscal-year totals in NPR, not monthly amounts. Do not include these twice in regular salary.

Advanced settings

Additional cash & benefits

Overtime, annual

Commission, annual

Other taxable cash, annual

Employer car available for private useEmployer-provided accommodation

Ordinary employee valuation: vehicle 0.5%, housing 2% of regular salary. Cash housing allowance belongs in gross salary. Enter actual employer costs separately.

Other taxable benefits, annual

Retirement & payroll deductions

Additional approved contributions only; do not repeat automatic SSF/PF. Employee CIT and extra contributions are deducted from cash pay, averaged over employed months.

Employee CIT contribution, annual

Extra approved employee retirement, annual

Extra approved employer retirement, annual

Eligible contribution-based pension fund: first 1% exempt

Other cash payroll deductions, annual

Other employer costs, annual

Personal deductions & tax credits

Qualifying resident deductions only. Premiums, tuition, donations and medical expenses reduce tax; they do not automatically reduce cash take-home. Add actual payroll deductions separately.

Life insurance premium, annual · cap 40,000

Qualifying health insurance, annual · cap 20,000

Own home insurance, annual · cap 10,000

Child tuition paid, annual · 25%, up to 25,000

Use qualifying premiums and tuition paid to resident insurers and educational providers. Tuition is a 25% deduction, not a full refund.

Qualifying remote work area

Select your qualifying work location, not your home address. Enter only deductions you qualify for over the fiscal year.

Eligible disability relief · 50% of first band

Qualifying pension income, annual

Other assessable income, annual

Exclude income subject to final withholding. Pension and other income affect annual tax but are not added to salary take-home. This is an estimate, not a full tax return.

Female resident employeeMy income consists only of remuneration

The 10% tax rebate requires both conditions. Other income or pension entered above disables it.

Approved medical treatment expenses, annual

Unused medical credit from prior years

Donation to approved organisation, annual

Medical credit: 15% of approved expenses plus carried credit, limited to 1,500 and tax due. Donation relief: lowest of actual, 5% of adjusted income, or 300,000.

Salary changes & tax already paid

Use actual pay already received this FY

Current monthly salary applies only to remaining months. Past gross excludes bonuses entered elsewhere. Past SSF/PF excludes CIT and extra annual contributions entered above. Remaining TDS = (annual tax − TDS paid) ÷ remaining months.

Results also update as you change your details

Take-home · net salary

Monthly

—

After payroll deductions and estimated tax

Gross—

Employer cost—

How the amount adds up

Take-homeEmployee deductionsEmployer additions

Percentages based on

How the amount adds up
Item	Amount, NPR	Share
Employer cost	—	—
Employer SSF / PF / extra retirement	—	—
Employer gratuity	—	—
Other employer costs	—	—
Cash gross salary	—	—
Employee SSF / PF / CIT / extra	—	—
Other payroll deductions	—	—
Income tax / TDS	—	—
Net salary	—	—

Full fiscal-year estimate

Annual cash gross, including extras: —
Annual salary take-home: —
Annual income tax: —
Annual employer cost: —
Assessable income: —
Taxable income: —
Tax / annual cash salary: —
Marginal income-tax rate: —

Income deductions

Taxable non-cash benefits: —
Approved retirement deduction: —
Life insurance deduction: —
Health insurance deduction: —
Home insurance deduction: —
Child tuition deduction: —
Remote area deduction: —
Disability deduction: —
Pension deduction: —
Donation deduction: —

Annual tax, band by band

First band: SSF / eligible pension exemption applied

Annual tax, band by band
Tax band, NPR	Rate	Tax, NPR

Tax before rebates: —
Female employee rebate: —
Medical tax credit used: —
Medical credit carried forward: —
Tax still to withhold: —
Estimated remaining monthly TDS: —
TDS paid above estimated liability: —

Monthly results show regular pay; annual bonuses are included in annual totals and estimated tax. Annual extras and manual deductions are averaged for the estimate; actual payslips may differ.

Nepal salary & tax guide

FY 2083/84 rates

Resident taxation is progressive, with one schedule for single and married people. The first NPR 1,000,000 is taxed at 1%, or 0% for eligible SSF / pension contributors.

FY 2083/84 rates
Tax band, NPR	Rate
0 – 1,000,000	1%
1,000,000 – 1,500,000	10%
1,500,000 – 2,500,000	20%
2,500,000 – 4,000,000	27%
Above 4,000,000	29%

The calculation starts with full-year cash remuneration, employer retirement contributions and taxable benefits. Approved retirement relief is limited to actual eligible contributions, NPR 500,000 or one third of assessable income, whichever is lowest.

A worked salary example

NPR 100,000 monthly gross, NPR 60,000 basic, 12 months, SSF, no bonuses or other relief. The employer adds NPR 144,000 a year; combined employee and employer retirement relief is NPR 223,200.

A worked salary example
Assessable income	NPR 1,344,000.00
Approved retirement deduction	NPR 223,200.00
Taxable income	NPR 1,120,800.00
Annual income tax	NPR 12,080.00
Estimated remaining monthly TDS	NPR 1,006.67
Net salary	NPR 92,393.33
Employer cost	NPR 112,000.00

Common questions

Does SSF apply to the whole gross salary?

No. Employee 11% and employer 20% use basic salary. Check your contract instead of assuming a universal basic-to-gross percentage.

Are bonuses and Dashain allowance taxable?

Yes. Enter their annual totals separately. They increase annual cash remuneration and income tax, while SSF continues to use basic salary.

Does CIT remove the first 1% tax?

CIT and PF may qualify for retirement deduction, but that does not automatically exempt the first 1% tax. SSF and qualifying contribution-based pension participation are separate conditions.

What if my salary changed during the year?

Open salary changes, enter actual prior cash salary and contributions, TDS already withheld and remaining months. The current monthly salary is used only for future months. Overpaid TDS is shown separately, not treated as an automatic refund.

Which deductions changed in 2083/84?

This rule set uses home insurance up to NPR 10,000, eligible child tuition at 25% up to NPR 25,000, and approved donations up to the lower of actual, 5% of adjusted income or NPR 300,000.

Rules & sources

Finance Act 2083, the Income Tax Act and Rules, and SSF guidance. Calculations follow the FY 2083/84 rule specification. Check eligibility and special circumstances against current IRD guidance.

About Talab

A free, independent Nepal salary calculator. Estimates help compare salary offers and understand deductions; they are not an official payslip or tax assessment. Only FY 2083/84 is currently available.

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